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Homebuying Tips | eXp Realty - Kat Geralis Home Team Blog

Thursday, July 1, 2021   /   by April Griffith

5 Reasons Not to Buy Delaware or Pennsylvania Real Estate Without an Agent

When it comes to buying a home in Delaware or Pennsylvania, you have many options laid in front of you— from the number of bedrooms and bathrooms, to the location, to your initial offer. However, one option you will want to avoid altogether is the decision to go it alone, without a real estate agent on your side.
Purchasing a home may seem like something you can handle yourself, but after doing all of the research, you will find the process is best left to the pros. Below are five reasons why you should never buy a home without the help of a real estate agent:
They have the experience
You could be on the brink of purchasing your second, maybe even fifth, home, but keep in mind that real estate agents have been doing this for years, some maybe even decades. Navigating the real estate market, home purchases and home sales day in and day out means agents know every possible step and hiccup that can arise in the process.
They have access
You can search for homes online, but did k ...

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  delaware real estate, delaware area homes, delaware real estate market, homebuyer tips, homebuyers, homebuying tips, pennsylvania real estate

Thursday, June 17, 2021   /   by April Griffith

How to Win a Bidding War in Delaware and Pennsylvania Real Estate

In today’s real estate market, inventory is low, competition is fierce, and other buyers are willing to do whatever it takes to secure a home. As a result, bidding wars are becoming more and more common and buyers can easily find themselves in a multiple offer situation.
The Kat Geralis Home Team has decades of experience to help you get through a bidding war in Delaware and Pennsylvania real estate and we've included a few of the best tips for local buyers below!
Set Emotions Aside

In a bidding war, it’s best to set your emotions aside. We know all too well how easy it is to fall in love with a home on Delaware and Pennsylvania, get your hopes up, and then quickly become disappointed when things don’t work out in your favor.
Get Pre-Approved
One major aspect of buying a DE or PA home successfully is getting pre-approved for a mortgage. Not only does this show you’re a qualified buyer, but will allow you to act quickly in this highly-competitive markk ...

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  delaware real estate, delaware area homes, delaware real estate market, homebuyer tips, homebuyers, homebuying tips, pennsylvania real estate

Thursday, June 3, 2021   /   by April Griffith

Should You Upsize or Downsize in Delaware or Pennsylvania?

If you are a current Delaware or Pennsylvania homeowner or renter, now may be the time to consider if your living space is suitable for both your immediate and future needs. Given the high number of buyers in today’s market and rapidly rising home prices, local buyers should act sooner rather than later when it comes to selling your Delaware or Pennsylvania home and moving on to make a purchase.
As your local real estate experts, the Kat Geralis Home Team understands the importance of moving up (or down!) if it means your home will be better suited to your needs. How can you tell which is right for you this summer? We’re including a few of our best tips for you below!
If you’re not sure if you need to upsize or downsize your Delaware or Pennsylvania home, here are some questions to ask yourself:
Is there enough space for you?
If you have a growing family, you may have started to notice that your kids are outgrowing their bedrooms, or that the kitchen or dining spak ...

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  delaware real estate, delaware area homes, delaware real estate market, delaware home sellers, delaware homeowners, homebuyer tips, homebuyers, homebuying tips, pennsylvania real estate, home seller tips

Thursday, May 6, 2021   /   by April Griffith

5 Questions to Ask Delaware and Pennsylvania Mortgage Lenders

Buying a home in Delaware or Pennsylvania is undoubtedly one of the biggest purchases you will make in your lifetime. It's important to thoroughly research ahead of time, especially as you begin the mortgage process and working with a local DE or PA lender.
However, finding a lender you trust can be a process in itself, not to mention remembering to ask the proper questions. Below we've included five great questions to ask area lenders this year as you prepare to buy a home in Delaware and Pennsylvania.
1. Is now a good time for me to buy?
A lender will look at your financial situation and determine if now is the best time for you to buy a home.
2. Which debts should I pay down first? And how soon?
Taking into consideration your high-interest debts and loans, a lender will determine which will help get you a better interest rate and how soon you should begin paying them in order to secure one.
3. How much will I have to pay at closing?
Each loan comes with its own set of closingk ...

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  delaware real estate, delaware area homes, delaware real estate market, homebuyer tips, homebuyers, homebuying tips, pennsylvania real estate

Thursday, April 22, 2021   /   by April Griffith

How to Calm Your Nerves About Buying a Delaware or Pennsylvania Home

Buying a home is a big step, there's no doubt about it. And now that the busy spring and summer real estate season is upon us, Delaware and Pennsylvania buyers may find themselves with a few extra butterflies when thinking of making a move.
As your real estate experts in Delaware and Pennsylvania, you can count on the Kat Geralis Home Team to help you calm your nerves about buying a home in our area! We're sharing a few ways below, but do not hesitate to reach out to us with any questions you have about buying this year!
Gather all of the facts about mortgages
Many homebuyers are unaware or misinformed of the requirements for securing a mortgage and as a result, put off buying altogether. To put yourself at ease, gather as many facts about mortgages as you can, explore the different loan options and what is necessary to qualify for each one. Once you've learned the in's and out's, you may find yourself much less apprehensive about buying.
Outline the costs
If you're worried about k ...

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  delaware real estate, delaware area homes, homebuyer tips, homebuyers, homebuying tips, pennsylvania real estate

eXp Realty - Kat Geralis Home Team
Kat Geralis
3411 Silverside Road Suite 104
Wilmington, DE 19810
302-575-1086

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