Congratulations! Your real estate offer has been accepted on a home in Delaware or Pennsylvania. While it’s an exciting milestone, there are still important steps to take before you can officially call the property yours.
Below are a few essential tasks to tackle after your offer is accepted to ensure a smooth and successful real estate transaction.
Communicate with Your Realtor and Lender
After your offer is accepted on a Delaware or Pennsylvania home, be sure to maintain open lines of communication with your real estate agent and lender. Your realtor will guide you through the necessary paperwork, inspections, and other critical steps. You will also want to stay in touch with your lender to ensure a smooth loan process, providing any required documentation quickly. Clear and constant communication with these professionals will help you stay on track and address any issues that may arise.
Complete Inspections
Now that your offer is accepted, it’s time to schedule a prk ...

Buying a home in Delaware or Pennsylvania can be an exciting yet overwhelming experience— especially if you're entering the real estate market for the first time. Among many others, you will find that one of the most important steps in the home buying process is securing a mortgage pre-approval.
A mortgage pre-approval is a document that confirms a lender’s willingness to provide a loan to a borrower, subject to certain conditions. In short, it confirms to the seller (and the bank) your ability to pay for the home you're interested in buying.
In today's competitive real estate market, the pre-approval can set you apart from other buyers which may be necessary for your offer on a home to take the lead.
Below are five reasons why Delaware and Pennsylvania homebuyers should secure a mortgage pre-approval in 2023:
Know your budget
A mortgage pre-approval will give you a clear idea of how much money you can borrow from a lender. This will help you determine your budget and ...

While you may be watching mortgage rates rise (the average 30-year fixed rate currently hovering around 7 percent) and the number of homes to choose from on the lower end, there is one important concept to consider— buying a home in Delaware or Pennsylvania is still a better investment than renting.
We know that buying a home can feel like a major obstacle for many first-timers in Delaware and Pennsylvania, but passing on the opportunity this year could create an even bigger hurdle later as rents will only continue to rise and the days of the 3 percent mortgage rate may be long behind us. 
Below are three reasons why homeownership still makes more sense than renting in DE and PA:
Homeownership Builds Wealth 
Homeownership allows area residents to start building equity and long-term wealth. It is a way to provide stability for households and a means of reinvesting wealth, into your own pocket. If you continue to rent, tossing more money out the window each year,k ...

You may be watching both home prices and mortgage rates tick upwards in today’s unpredictable real estate market, wondering if buying a home right now is your best bet. While it may be an expensive endeavor, your goal of owning a home in Delaware and Pennsylvania is not out of reach.
There are many strategies for saving money and staying on budget while buying a home in Delaware and Pennsylvania and as your local real estate experts, we are listing four to try below. Continue on for top tactics for becoming a homeowner in the current real estate market.
Get a Low or No Down Payment Loan
If the thought of putting 20 percent down on a home causes you stress or makes you want to toss your homebuyer dreams out the window, take a deep breath. Many homebuyers are in the same position and you may just find that you qualify for a loan program that requires a low down payment— or nothing down at all! For instance, an Federal Housing Administration (FHA) loan allows you to put dowk ...

No matter where you live—Delaware or Pennsylvania—the upcoming spring season is often a busy time to buy a new home. The weather is ideal, you can take advantage of mortgage rates before they rise again, and and you can settle into your new property before the summer starts.
However, with moving also comes waves of excitement and nerves that can cause you to forget a few things along the way (more than just an extra box or two!). You can count on The Kat Geralis Home Team to make sure your moving process is as stress-free as possible— take the following five steps into consideration as you plan out your move to a new home in DE or PA this season:
Clean the carpets
You never know what kind of dust, dirt or pet dander has accumulated in your new home’s carpets over the years, so take the time to clean them thoroughly. You can rent a steam cleaner and do the work yourself or hire a professional and pay around $50 per room. It’s worth it to know you’rk ...