eXp Realty - Kat Geralis Home Team Blog

Monday, April 9, 2018   /   by April Griffith

What You Should Know Before Refinancing Your Delaware or Pennsylvania Home

The idea of cutting your monthly mortgage payment down by refinancing your loan may sound intriguing to you as a Delaware or Southeastern Pennsylvania homeowner, but there is much more to consider before diving in. In fact, there are cases in which refinancing does not truly pay off for the homeowner. But don't worry! As your local real estate experts, you can count on the Kat Geralis Home Team to help you make the best decision for your situation.
 
Below are four factors to consider before making the decision to refinance your mortgage:
 
REFINANCING IS NOT FREE
Just as you likely paid some closing costs when you purchased your home in Wilmington, Newark and the surrounding areas, you will be required to again with refinancing. Closing costs are typically 2 to 5 percent of your loan amount and will need to be paid up front when you refinance. While your lender may offer a no closing costs refinance, be aware that it may come packaged with a higher interest rate. It's ...

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Wednesday, April 4, 2018   /   by April Griffith

What to Expect from Your DE or PA Home Inspection

Excitement runs high when you have an accepted offer on your Delaware or Southeastern Pennsylvania home, but what comes next could bring you down if not properly prepared for— the home inspection. The inspection could make or break your deal and is a contingency often written into most offers, meaning the buyer could walk away if the results are less than ideal.


 Below are just a few of the items that inspectors will be looking for during their time at your home:

1. STRUCTURE - Integrity of your foundation, state of windows, doors and frames

2. GROUNDS - Faulty grading, dilapidated pathways and walks, trees, and any standing water

3. ROOF - Defects in shingles, flashing, fascia, gutters, chimney and skylights

4. INTERIORS - Water damage, insulation, heating vents

5. KITCHEN - Venting, sink leaks
6. BATHROOM - Toilets flush, showers spray, sinks work


 If you're worried about the home inspection, there are also several ways you can prepare to r ...

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eXp Realty - Kat Geralis Home Team
Kat Geralis
1601 Concord Pike, Suite 88
Wilmington, DE 19803

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